Co-op Bank: You Just Need a Payslip For a Loan to Kickstart your Project!

Sometimes, all it takes to make your dreams a reality is one simple document – your payslip!

With Co-op Bank’s Ni Ka Slip Tu campaign, salaried customers can easily access tailored loan solutions that meet both short-term and long-term financial needs.

Whether you’re building a home, starting a business, or simply need quick cash to get you to your next payday, Co-op Bank has the perfect solution for you.

Personal Loan: For Life’s Big Goals

Dreaming of buying land, building a house, or paying for your child’s education?

Co-op Bank’s Personal Loan is designed to support your larger financial goals with ease and flexibility.

Here’s what you get:

Generous Loan Limits: Borrow between Ksh 50,000 and Ksh 9 million, depending on your needs.

Extended Repayment Periods: Choose repayment terms of up to 120 months, giving you plenty of time to repay comfortably.

Diverse Uses: From education and medical expenses to purchasing a car, furniture, or even a plot of land, this loan covers it all. You can also use it for holidays or to invest in shares.

Fast Processing: Applications are appraised within 48 hours, ensuring you don’t have to wait long to access your funds.

Eligibility Requirements

The application process is simple and accessible to most salaried individuals:

  • Be employed or have a regular income.
    Provide your National ID (original and copy) and a KRA PIN.
  • Submit salary pay slips for the last three months and a filled-in loan application form.
  • No minimum net salary is required—just your payslip!

Pesa Iko MCo-opCash: For Quick Cash Needs

Sometimes, life throws unexpected expenses your way.

Whether it’s a medical emergency, a pending bill, or just a little extra cash to see you through to your next paycheck, Co-op Bank’s Pesa Iko MCo-opCash is here to help.

This mobile loan product is designed for convenience and speed:

Loan Amounts: Borrow as little as Ksh 1,000 or as much as Ksh 500,000.

Short Repayment Terms: Repay within 1 to 3 months, keeping your borrowing manageable.

Instant Access: Apply by dialing *667# and get funds deposited directly into your Co-op Bank account.

Eligibility Requirements

  • Open a salary account with Co-op Bank.
  • Register for MCo-opCash mobile banking.
    Ensure your salary is processed through Co-op Bank.
  • Your Salary Account: The Gateway to Convenience

To access these loan products, you’ll need a Co-op Bank salary account, which is packed with benefits:

  • Zero Opening and Operating Balance: Start and maintain the account without worrying about balances.
  • No Monthly Maintenance Fees: Keep more of your money for yourself.
  • Access to Credit Products: Enjoy benefits like asset financing, mortgages, unsecured personal loans, and credit cards.
  • Debit Card: Only pay Ksh 600 (inclusive of excise duty) for your debit card.

Setting up the account is straightforward. Just bring your National ID or passport, a KRA PIN, and have your photo taken at the branch.

FYI, there’s no letter of introduction from your employer required.

Why is Co-op Bank the best option?

Co-op Bank stands out because of its commitment to making financial services accessible to all.

Whether you’re looking for a substantial loan to fund a major project or a quick cash boost for emergencies, their products are tailored to suit every need.

With Ni Ka Slip Tu, the process is simple, the terms are flexible, and the benefits are unmatched.

How to Get Started

Ready to take the next step? Here’s how:

  • Visit your nearest Co-op Bank branch to apply for a Personal Loan or open a salary account.
  • For quick cash needs, register for MCo-opCash and dial *667# to apply for a loan instantly.

With Co-op Bank, financing your dreams has never been easier. Because sometimes, all you need is Ka Slip Tu!

To get details and get started, click here right now or visit your nearest Co-op Bank branch and talk to a representative.

You’ll be in good hands!