This is the ONE Thing Politicians Need Most to Succeed. Yes, It’s even Better than Your Votes!

TransUnion (NYSE: TRU), a trusted provider of global information solutions for assessing and managing risk recently launched an update on their successful Nipashe SMS short code solution – Nipashe 2.0. Nipashe 2.0 will still offer consumers the ability to access credit information yet through a much more user friendly smart and feature phone application. You are probably seated there wondering why you need to know about your credit…Well, no banking institution is going to give you any loan if you have a bad credit score. And not only that, you can’t vie for any seat in this land if you don’t have a clearance certificate certifying you don’t have any bad credit. You are probably panicking right now but not to worry, Nipashe 2.0 has got you.

The new application will also enable lenders to access the same credit information, acting as a platform for consumers and lenders to come together. “The original Nipashe – meaning ‘inform me’ in Kiswahili – has been a huge success,” says Rose Muturi, Acting Country Manager for TransUnion Kenya. “It has enabled more than 60 000 consumers to successfully check their credit status, clear any negative listings and apply for credit with trusted institutions, all via SMS.

Nipashe 2.0. headed by Rose Muturi

However, the increasing uptake of smart devices, and a need for a more user-friendly and easily accessible platform has spurred the development of our new application.” Nipashe 2.0 will still offer consumers the ability to check their credit score, but in real time. It is vital that consumers understand their credit status and are provided with a simple way in which to clear negative listings. The application promises to enable just that, offering a user-friendly interface through which consumers can easily navigate their way to a cleared credit record.

Consumers will also have the option, now, to pay outstanding debts from the Nipashe 2.0 app. TransUnion has partnered with Craft Silicon in order to enable transactions to take place on the platform so that consumers are able to make payments to various lenders and financial institutions with immediate results, directly from their smart device. Users will be able to make payment using multiple payment methods, including credit cards, debit cards, direct transfer and mobile money. Muturi adds, “The app also serves as a meeting place for consumers and lenders.

If you are a politician or an aspiring one and you are reading this, then you need to get on the app ASAP before it’s too late. Transunion Nipashe 2.0 has is now providing politicians with CRB Clearance certificate. Politicians can now get their clearance certificates, which is necessary for nominations, by following the instructions below:

How Rose Muturi helps out politicians

Also any consumer checking their credit status is likely to be looking to apply for credit in the near future. Lenders will be able to make contact with the interested consumer to provide competitive credit offers. Potential consumers accessing lenders through this platform can be considered direct referrals from TransUnion.

This virtual meeting place from lenders and consumers will neatly bridge the current gap, enabling positive competition.” While this opens up the market for lenders, it also provides a platform for consumers to know their credit rating, and bargain for better interest rates. Consumer awareness is the main driver behind the Nipashe 2.0 solution, helping consumers to get the best out of credit and understand their own rights, too. Enquiries TransUnion +27 11 214 6000 | [email protected] “The timing for this application is perfect,” says Ms. Muturi. “We have our local elections coming soon, and any potential candidate requires, by law, to have a credit bureau clearance certificate.

Ready job interview? Get your CRB clearance certificate instantly. #Uko Tayari
Ready for your political party nomination? Get your CRB clearance certificate instantly. #Uko Tayari
 Your loan application rejected? Don’t make a step, get your CRB clearance certificate instantly sent to your email address anytime anywhere. #Uko Tayari.
Need a CRB clearance certificate? You don’t need to visit any office. Get your CRB clearance certificate on your phone  anytime anywhere. #Uko Tayari

Potential candidates will be able to, at their convenience, check their credit status, clear any negative listings cleanly and efficiently, and obtain the required clearance certificate – all from the Nipashe 2.0 app.” The Nipashe 2.0 solution launched on the 1 st of February 2017 and will be available for download from TransUnion’s website, or all major application stores. For more information visit: www.TransUnionNipashe.co.ke. It will also be readily available on the ELMA partner lenders on their mobile banking menus.

About this writer:

Irari Ngugi

Lover of life, lover of big boobs and certified celebrity squasher. Catch me if you can on facebook as Irari Ngugi